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Increased demand for loans

Increased demand for loans from the "rich aunt" occurs in March.


Pledging to Address Credit (Dicrep), better known as the rich aunt came the budget cut Finance Minister Rodrigo Valdes.

But users of this service will not have to worry, because the money for loans is maintained and only adjusted spending on consumer goods and services, warns Mario Acuna, general manager of the Dicrep.

The executive says that so far have not felt the effects of the economic slowdown. The behavior of our users has remained stable over the last 15 years, he says, and points out that the loans have grown at a rate of 5% annually. This year we have a budget for loan $ 37 billion.

The Dicrep has 14 thousand users per month, but in March, July and December, which are the peak months, the figure rises to 17 thousand. On average, we make 55 thousand transactions per month, and in those three months we make 65K. If a month pay on average $ 2,900 million in those months the figure rises to $ 3,500 million. (...) This has to do with the higher costs of Chileans, he adds Acuna.

The Dicrep especially elderly women flock. We believe that many men ask their wives they go. In the area of ​​multiple objects receive tools and it is women who come to pawn them. They are 80% of our customers tells Acuña.
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