Personal loans reached a $ 5,901.7 million in December 2015, which reveals the financial market appetite for this loan segment, according to statistics from the Superintendency of Banks of Panama (SBP).
According to the National Banking System, the credit balance oriented personal consumption increased $ 573 million or 11% in December 2015, regarding the results of the same month in 2014, when it stood at $ 5,328,000.
For the economist, Juan Jované the growing demand for these types of loans is that every day, at least people reach their income.
Jované argued that these banking users thinking of having an economic improvement borrow and undertake their salaries, then have a financial desmejoría salary for years.
They make a necessity. Others luxury of having the last cell, the finest jewels, pressured by factors of culture and consumerism, emphasized the economist.
Ranking
Financial institutions accounted for the largest number of customers in the segment of personal loans, according to the official report, were General Bank in the amount of $ 941,300,000 to December last year, a variation of $ 24.6 million or 2.7% more if compared against the same month last year $ 916.7 million.
Followed by the National Bank of Panama and Banistmo. The first with balances of $ 857.5 million in 2015, representing an increase in personal consumption portfolio of $ 61.2 million (7.7%) compared to 2014 ($ 796.3 million).
Banistmo ended last year with $ 728 million, 7.6% or $ 51.6 million more compared to the results of December 2014 ($ 676.4 million).
The report of the SBP follow Savings Bank, BAC International, Global Bank, Credicorp Bank, Multibank Panama Bank and Citibank Housing.
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